Intent to File: Protect Your Effective Date
If you are thinking about filing a VA disability claim but are not ready yet, an Intent to File (ITF) can protect your effective date. This simple step could mean thousands of dollars in additional back pay.
What Is an Intent to File?
An Intent to File is a notice to the VA that you plan to submit a disability claim. It is not the actual claim—just a placeholder that reserves your effective date while you gather evidence and prepare.
Once you file an ITF, you have one year to submit your complete claim. If you submit within that year, your effective date goes back to when you filed the ITF.
Why Effective Date Matters
Your effective date determines when your benefits start. If your claim is approved, the VA pays you back to your effective date. This is called "back pay."
For example:
- You file an Intent to File on January 1
- You submit your complete claim on June 1 (5 months later)
- Your claim is approved on December 1
- Your effective date is January 1—you receive back pay for the entire year
Without the ITF, your effective date would be June 1, and you would lose five months of back pay.
How to File an Intent to File
You can file an ITF in several ways:
- Online: Through VA.gov or eBenefits
- By phone: Call the VA at 1-800-827-1000
- In person: At a VA regional office
- Through a representative: An accredited VSO, claims agent, or attorney can file for you
The One-Year Window
Important rules about the ITF window:
- You have exactly one year from the date of your ITF to submit a complete claim
- If you miss the deadline, your ITF expires and you lose that effective date
- You can file a new ITF if the first one expires, but your effective date resets
- Set a reminder for yourself well before the deadline
When to File an Intent to File
Consider filing an ITF if you:
- Are thinking about filing a claim but need time to gather evidence
- Want to get medical records or nexus letters before submitting
- Need to request buddy letters from fellow veterans
- Are waiting for a medical appointment or diagnosis
- Want to research your conditions and rating criteria
There is no downside to filing an ITF. Even if you end up submitting your claim the next day, the ITF protects you in case of delays.
What the ITF Does Not Do
An Intent to File:
- Does not start your claim: You still need to submit the actual application
- Does not guarantee approval: The VA will still review your evidence
- Does not require evidence: You do not need to submit any documents with the ITF
- Does not lock you in: You can change what conditions you claim later
Multiple Conditions
One ITF covers all conditions you want to claim. You do not need a separate ITF for each condition. Just make sure to include all conditions when you submit your complete claim within the one-year window.
Supplemental Claims and Appeals
ITF rules work differently for supplemental claims and appeals. If you are filing new evidence for a previously denied claim, the effective date rules may vary. Consider consulting with a VSO or accredited representative.
Key Takeaway
Filing an Intent to File is free, fast, and protects your effective date. If you are even considering a VA disability claim, file an ITF today. You can take up to a year to prepare your complete application without losing your place in line.
Next Steps
After filing your Intent to File:
- Mark your calendar with the one-year deadline
- Review our evidence checklist to know what to gather
- Learn how to write your personal statement
- Request your service and medical records if you do not have them
- Consider getting buddy letters from people who know your condition
Disclaimer: Valor Rating is not affiliated with the U.S. Department of Veterans Affairs. This content is for educational purposes only and does not constitute legal or medical advice. Always review your documents carefully before submitting to the VA. For official guidance, consult an accredited VSO, claims agent, or attorney.