Start Here: VA Claims Basics
If you served in the military and have a health condition connected to your service, you may qualify for VA disability benefits. This guide explains the basics.
What Is a VA Disability Claim?
A VA disability claim is a request for benefits from the Department of Veterans Affairs. If approved, you receive monthly tax-free payments based on how much your condition affects your daily life.
The VA rates disabilities from 0% to 100% in increments of 10. Higher ratings mean larger monthly payments.
Who Can File a Claim?
You may be eligible if you:
- Served on active duty, active duty for training, or inactive duty training
- Have a current physical or mental health condition
- Can show a connection between your condition and your military service
You do not need to have served in combat. Many conditions—like hearing loss, joint problems, or mental health issues—can be connected to routine military service.
The Three Things You Need
To win a VA disability claim, you generally need to show three things:
- A current diagnosis: Medical evidence that you have the condition today
- An in-service event: Proof that something happened during your service (injury, illness, exposure, etc.)
- A nexus: A connection between your current condition and that in-service event
The nexus is often the hardest part. Medical opinions, buddy letters, and your own statements can help establish this connection.
How Long Does It Take?
The VA's goal is to complete claims within 125 days, but times vary widely. Complex claims or those requiring more evidence can take longer.
Filing an Intent to File can protect your effective date while you gather evidence—potentially resulting in more back pay if approved.
What Forms Do You Need?
The main forms for a disability claim include:
- VA Form 21-526EZ: The main application for disability compensation
- VA Form 21-4138: A personal statement describing how your condition affects you
- VA Form 21-10210: Lay/witness statements from people who know about your condition
Tips for Success
- Be specific: Describe your worst days, not your best
- Gather evidence early: Medical records, service records, and buddy letters all help
- File an Intent to File: This protects your effective date while you prepare
- Review before submitting: Make sure all information is accurate and complete
Next Steps
Ready to learn more? Check out our guides on how the VA rates conditions and how to write an effective personal statement.
Disclaimer: Valor Rating is not affiliated with the U.S. Department of Veterans Affairs. This content is for educational purposes only and does not constitute legal or medical advice. Always review your documents carefully before submitting to the VA. For official guidance, consult an accredited VSO, claims agent, or attorney.